Seems you need to use multiple providers and route payments depending on card type if you want lowest rates. For example, mollie is 2.5% for Amex but Stripe is 1.5% for Amex but or others it swings other way.
> Mollie for UK
- 1.2% + 20p for standard cards
- 2.90% + £0.20 for corporate and European
- 2.50% + £0.20 for Amex
- 3.25% + £0.20 for international
> Stripe for UK
- 1.5% + £0.20 for standards cards inc Amex
- 1.9% + £0.20 for corporate uk cards
- 2.5% + £0.20 for international within Europe
- 3.25% + £0.20 for International + 2% if fx conversion
Interesting, has that changed lately? I remember sitting in a pub talking with a bunch of software engineers living and working in London, maybe 15 years ago, and we were joking about how weird it was that the American tourist tried to pay with American Express, and neither of us had seen an actual American Express card in person before that. Maybe is different nowadays, or maybe we were just in a tiny pub?
> Mollie for UK
- 1.2% + 20p for standard cards
- 2.90% + £0.20 for corporate and European
- 2.50% + £0.20 for Amex
- 3.25% + £0.20 for international
> Stripe for UK
- 1.5% + £0.20 for standards cards inc Amex
- 1.9% + £0.20 for corporate uk cards
- 2.5% + £0.20 for international within Europe
- 3.25% + £0.20 for International + 2% if fx conversion
[0]https://www.mollie.com/gb/pricing#psp-block
[1]https://stripe.com/gb/pricing. (scroll down for list)