I've had more problems in point releases in my last 15years of using Linux. The problem and issues usually happen because of the said holding off of outdated software. If it's desktop computing, Arch (or rolling releases) are the best option. Arch, when it breaks, it's also the easiest to fix. I'll agree with you if it's about server side of things.

I wrote a lil about it all here: https://www.unsungnovelty.org/posts/01/2024/a-linux-distro-r...